Welcome Home Loan - legislation and regulations

Cody C made this Official Information request to Kāinga Ora–Homes and Communities

The request was successful.

From: Cody C

Dear Housing New Zealand Corporation,

Please provide the below information under the Official Information Act 1982. For the purposes of the Act, I am a New Zealand citizen. You generally have 20 working days to respond to this enquiry, as required by law. Your response will be published publicly on the fyi.org.nz website.

1. What is the legislation that enables Housing New Zealand (HNZ) to offer the Welcome Home Loan (WHL) product?

2.a. What is the specific legislation, or policy document(s), which enables HNZ to disallow those with a WHL product the ability to rent or lease their home?

2.b. What is the HNZ definition of (a) "rent" & (b) "lease" in this context?

3. Which of the below scenarios are permitted, or not permitted, under the WHL product?

3.a. renting the house
3.b. having a flat mate
3.c. home-sharing for payment (e.g. AirBNB)

Note for Section 3: Please provide reference to specific legislation or policy document(s) that are applicable and please give consideration to whether the owner ordinarily, or does not ordinarily, live in the home. For instance, making the distinction between using AirBNB for the whole house (owner not living there) vs. renting out one room on AirBNB while still living at home.

Yours faithfully,

Cody C

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From: HNZC Enquiries

Dear customer,

 

Thank you for contacting Housing New Zealand.

 

We have received your email and it will be allocated to the appropriate
team to arrange a response.

 

We will aim to get back to you within 2 working days, but this may vary
depending on the volume of emails received and the nature and complexity
of your email.

 

If you are looking for information on the number of Housing New Zealand
properties, we have information about these available on our website here:
[1]http://www.hnzc.co.nz/about-us/housing-s...

 

If you want to find out about our products available to first home buyers,
please see our website here:
[2]http://www.hnzc.co.nz/ways-we-can-help-y...

 

If you are wanting to apply to live in a Housing New Zealand home or other
type of social housing, please contact the Ministry of Social Development
on 0800 559 009.

You can call our Customer Services Centre on 0800 801 601 from 8am-6pm
Monday to Friday and 24/7 for urgent queries. All calls are free of
charge.

 

Alternatively, you could fax us on 0800 201 202 or write to us at:

 

                       Housing New Zealand  

                       PO Box 50720

                       Porirua 5240

 

Thank you for contacting us.

 

Kind regards,

 

Customer Service Team

Housing New Zealand 

 

Freephone: 0800 801 601 | Housing New Zealand, PO Box 50720, Porirua 5240
| [3]www.hnzc.co.nz | [4]www.newzealand.govt.nz

The information contained in or attached to this message is intended only
for the people it is addressed to. If you are not the intended recipient,
any use, disclosure or copying of this information is unauthorised and
prohibited. This information may be confidential or subject to legal
privilege. If you have received this message in error, please notify the
sender immediately and delete this message.

Please consider the environment before printing this email.

References

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1. http://www.hnzc.co.nz/about-us/housing-s...
2. http://www.hnzc.co.nz/ways-we-can-help-y...
3. http://www.hnzc.co.nz/
4. http://www.newzealand.govt.nz/

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From: Fiona Montgomery


Attachment image001.jpg
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Dear Cody

 

Thank you for your email dated 29 July 2018 requesting under the Official
Information Act 1982 (the Act) the following information:

 

1. What is the legislation that enables Housing New Zealand (HNZ) to offer
the Welcome Home Loan (WHL) product?

 

2.a. What is the specific legislation, or policy document(s), which
enables HNZ to disallow those with a WHL product the ability to rent or
lease their home?

 

2.b. What is the HNZ definition of (a) "rent" & (b) "lease" in this
context?

 

3. Which of the below scenarios are permitted, or not permitted, under the
WHL product?

 

3.a. renting the house

3.b. having a flat mate

3.c. home-sharing for payment (e.g. AirBNB)

 

Note for Section 3: Please provide reference to specific legislation or
policy document(s) that are applicable and please give consideration to
whether the owner ordinarily, or does not ordinarily, live in the home.
For instance, making the distinction between using AirBNB for the whole
house (owner not living there) vs. renting out one room on AirBNB while
still living at home.

 

We will endeavour to respond to your request as soon as possible and in
any event no later than 24 August 2018 being 20 working days after the day
your request was received by Housing New Zealand in accordance with
section 15(1) of the Act.

 

If we are unable to respond to your request by then, we will notify you of
an extension of that timeframe.

 

We may also contact you if further clarification or refinement of your
request is required to enable a decision to be made.

 

Regards

 

 

[1]cid:image001.jpg@01D20366.5EA6E870    
Freephone: 0800 801 601 | Mainline: (04) 439 3000 | Housing New Zealand
Corporation  
Te Kaporeihana ā Whare o Aotearoa | PO Box 2628 Wellington 6140 | New
Zealand Government
Building lives and communities by housing New Zealanders. 

He pukenga wai, he nōhanga tāngata; he nōhanga tāngata, he putanga kōrero

 

 

-----Original Message-----

From: Cody C [mailto:[FOI #8402 email]]

Sent: Sunday, 29 July 2018 7:51 a.m.

To: HNZC Enquiries

Subject: Official Information request - Welcome Home Loan - legislation
and regulations

 

Dear Housing New Zealand Corporation,

 

Please provide the below information under the Official Information Act
1982. For the purposes of the Act, I am a New Zealand citizen. You
generally have 20 working days to respond to this enquiry, as required by
law. Your response will be published publicly on the fyi.org.nz website.

 

1. What is the legislation that enables Housing New Zealand (HNZ) to offer
the Welcome Home Loan (WHL) product?

 

2.a. What is the specific legislation, or policy document(s), which
enables HNZ to disallow those with a WHL product the ability to rent or
lease their home?

 

2.b. What is the HNZ definition of (a) "rent" & (b) "lease" in this
context?

 

3. Which of the below scenarios are permitted, or not permitted, under the
WHL product?

 

3.a. renting the house

3.b. having a flat mate

3.c. home-sharing for payment (e.g. AirBNB)

 

Note for Section 3: Please provide reference to specific legislation or
policy document(s) that are applicable and please give consideration to
whether the owner ordinarily, or does not ordinarily, live in the home.
For instance, making the distinction between using AirBNB for the whole
house (owner not living there) vs. renting out one room on AirBNB while
still living at home.

 

Yours faithfully,

 

Cody C

 

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This is an Official Information request made via the FYI website.

 

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[FOI #8402 email]

 

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-------------------------------------------------------------------

 

The information contained in or attached to this message is intended only
for the people it is addressed to. If you are not the intended recipient,
any use, disclosure or copying of this information is unauthorised and
prohibited. This information may be confidential or subject to legal
privilege. If you have received this message in error, please notify the
sender immediately and delete this message.

Please consider the environment before printing this email.

References

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From: HNZC Correspondence


Attachment Cody C response.pdf
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Dear Cody

 

Please find attached a response from Rachel Kelly, Manager, Government
Relations, Housing New Zealand, to your email of 29 July 2018.

 

Please do not respond to this email address as incoming emails are not
monitored. You may either contact Housing New Zealand through
[1]http://www.hnzc.co.nz/contact-us or email Housing New Zealand at
[2][HNZC request email]

 

The information contained in or attached to this message is intended only
for the people it is addressed to. If you are not the intended recipient,
any use, disclosure or copying of this information is unauthorised and
prohibited. This information may be confidential or subject to legal
privilege. If you have received this message in error, please notify the
sender immediately and delete this message.

 

Please consider the environment before printing this email.

 

 

The information contained in or attached to this message is intended only
for the people it is addressed to. If you are not the intended recipient,
any use, disclosure or copying of this information is unauthorised and
prohibited. This information may be confidential or subject to legal
privilege. If you have received this message in error, please notify the
sender immediately and delete this message.

Please consider the environment before printing this email.

References

Visible links
1. http://www.hnzc.co.nz/contact-us
2. mailto:[HNZC request email]

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