Dear MBIE,

Under the Official Information Act 1982, I request:

1. All internal MBIE briefings, Cabinet papers, Regulatory Impact Assessments, legal advice, or memos between 1 Jan 2024 and today regarding:

- Drafting, intent, or legal rationale behind the Credit Contracts and Consumer Finance Amendment Bill (2025);
- Any retrospective effect on litigation, especially the Banking Class Action (CIV-2021-404-119);
- Implications for consumer rights under CCCFA ss 22, 48, 99(1), and 99(1A).

2. All correspondence (emails, meeting notes, Teams chats, or memos) between MBIE staff and:
- Minister Scott Simpson or his office;
- Representatives of ANZ, ASB, NZBA, or any law firms (including Bell Gully, Russell McVeagh, or MinterEllisonRuddWatts);
- Treasury, PCO, or the Commerce Commission concerning the class action or amendment bill.

3. Any records of:
- Stakeholder consultation prior to the bill’s drafting;
- Concerns about interference with judicial proceedings;
- Conflict-of-interest declarations by officials or advisors.

If any material is withheld, please cite the specific section of the OIA relied on.

Kind regards,
Spencer Jones