Commerce Commission Position on CCCFA Enforcement and Class Action Settlement
SPENCER JONES made this Official Information request to Commerce Commission
Currently waiting for a response from Commerce Commission, they must respond promptly and normally no later than (details and exceptions).
From: SPENCER JONES
Dear Commerce Commission,
Under the OIA, I request:
1. Any internal communications, memos, or advice related to:
- The Loan Calculator Error remediation by ANZ (2018–2020);
- Settlements reached with ANZ regarding disclosure breaches;
- The scope, merit, or legal standing of the Banking Class Action.
2. Any commentary or submissions made to MBIE or the Minister about:
- The Credit Contracts and Consumer Finance Amendment Bill (2025);
- The appropriateness of retrospective legislative changes.
3. All correspondence between 2023 and 2025 with:
- ANZ, ASB, MBIE, or NZBA regarding CCCFA enforcement or class action implications.
Please provide in electronic form. If redactions apply, please cite relevant grounds.
Yours faithfully,
SPENCER JONES
From: Commerce Commission OIA Requests
Commerce Commission
Thank you for contacting the New Zealand Commerce Commission. This email
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If your request is for information under the Official Information Act
(OIA) we will respond to it within 20 working days. You can check the
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If we need to clarify, or transfer your request, or extend the timeframe
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If your enquiry is not a request for information under the OIA, please
contact our Contact Centre, on 0800 943 600 or [1][email address]
OIA Co-ordinator
Information Systems | Organisational Performance
Commerce Commission l Te Komihana Tauhokohoko
44 The Terrace l PO Box 2351 l Wellington 6140 l New Zealand
E: [2][Commerce Commission request email]
This email may contain information that is confidential or legally
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notify the sender and delete the email, without using it in any way. The
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From: Commerce Commission OIA Requests
Commerce Commission
Kia ora Spencer
The Commerce Commission (the Commission) acknowledges receipt of your
request dated 4 August 2025 for information under the Official Information
Act 1982 (OIA). You have requested:
"1. Any internal communications, memos, or advice related to:
- The Loan Calculator Error remediation by ANZ (2018–2020);
- Settlements reached with ANZ regarding disclosure breaches;
- The scope, merit, or legal standing of the Banking Class Action.
2. Any commentary or submissions made to MBIE or the Minister about:
- The Credit Contracts and Consumer Finance Amendment Bill (2025);
- The appropriateness of retrospective legislative changes.
3. All correspondence between 2023 and 2025 with:
- ANZ, ASB, MBIE, or NZBA regarding CCCFA enforcement or class action
implications.
Please provide in electronic form. If redactions apply, please cite
relevant grounds."
Your request has been logged as OIA 25.031.
We will be in touch with a decision on your request by no later than 1
September 2025.
If we need to clarify your request further, we will be in touch with you
shortly.
If you need to get in touch with us, you can reply to this email or
contact us at [1][Commerce Commission request email].
Ngā mihi
OIA and Information Coordinator
Commerce Commission | Te Komihana Tauhokohoko
[2][Commerce Commission request email]
44 The Terrace | PO Box 2351 | Wellington 6140 | New Zealand
[3]comcom.govt.nz [4]X [5]Facebook [6]LinkedIn
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- Add an annotation (to help the requester or others)
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