Number of first home buyer bank loans with a guarantor component
Tamba Carleton made this Official Information request to Reserve Bank of New Zealand
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From: Tamba Carleton
Dear Reserve Bank of New Zealand,
Could you please advise the total number of residential mortgage loans issued to first home buyers in New Zealand that have a guarantor component for the most recent calendar year of available data.
Yours faithfully,
Tamba Carleton
From: RBNZ Info
Reserve Bank of New Zealand
Dear Tamba Carleton
The Reserve Bank of New Zealand has received your request, made under the terms of section 12 of the Official Information Act (the OIA), seeking:
" Could you please advise the total number of residential mortgage loans issued to first home buyers in New Zealand that have a guarantor component for the most recent calendar year of available data."
Subject to the provisions of the OIA, you will be notified of the outcome of your request as soon as practicable, but not later than 19 February 2018, being 20 working days after the date of receipt.
Regards,
Ngarangi Haerewa
Communications Advisor | Reserve Bank of New Zealand | Te Pūtea Matua
2 The Terrace, Wellington 6011 | P O Box 2498, Wellington 6140
T. + 64 4 471 3714
Email: [email address] | www.rbnz.govt.nz
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From: Ngarangi Haerewa
Reserve Bank of New Zealand
Hello again Tamba,
To be sure that we're exploring all the relevant information in our search, can you please confirm what exactly you are referring to in respect of "guarantor" ?
Regards,
Ngarangi Haerewa
Communications Advisor | Reserve Bank of New Zealand | Te Pūtea Matua
2 The Terrace, Wellington 6011 | P O Box 2498, Wellington 6140
T. + 64 4 471 3714
Email: [email address] | www.rbnz.govt.nz
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From: Tamba Carleton
Dear Ngarangi Haerewa,
I am referring to first home buyers who do not have the sufficient 20% deposit typically required by a bank, and instead have their parent or guardian co-sign the loan application as a guarantor in order for a bank loan to be issued.
Yours sincerely,
Tamba Carleton
From: Ngarangi Haerewa
Reserve Bank of New Zealand
Hello again Tamba,
Please see the attached response letter for your request.
Regards,
Ngarangi Haerewa
Communications Advisor | Reserve Bank of New Zealand | Te Pūtea Matua
2 The Terrace, Wellington 6011 | P O Box 2498, Wellington 6140
T. + 64 4 471 3714
Email: [email address] | www.rbnz.govt.nz
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