Kia ora, 

  

Thank you for contacting the Reserve Bank of New Zealand - Te Pūtea
Matua.  

Please note that this is an automatic reply to acknowledge that we have
received your email. We aim to respond to you in 14-21 working days. In
the meantime please read our frequently asked questions below. 

 

Upcoming Monetary Policy Announcements  

See all the Monetary Policy Announcement and Financial Stability Report
dates for 2024 [1]here.  

 

Money & Cash  

o [2]Returning old or damaged currency 
o [3]The Future of Cash  
o [4]Security and counterfeit detection 
o [5]Using images of currency   

Banknote or coin suggestions   
If your email is offering suggestions related to banknote or coin designs
then it will be kept for review as part of any future work in this area.  

Digital currency consultation

We are continuing to explore a digital currency or "digital cash" for New
Zealand. Consultation is now open. You can respond to our [6]survey or
make a [7]submission. Check out our [8]Digital Cash webpage to watch our
video and read user stories and [9]FAQs. And in case you missed it, you
can watch a recording of our webinar [10]here.
Who we are and what we do  
We are kaitiaki (guardians) of New Zealand’s financial ecosystem, working
to fulfil our purpose of Toitu te Ōhanga, Toitu te Oranga (enabling the
prosperity and wellbeing of all New Zealanders). We deliver on our mandate
by: 

* [11]Operating monetary policy to maintain low and stable inflation  
* [12]Promoting a sound and efficient financial system 
* [13]Meeting the public’s cash needs 
* [14]Overseeing effective payments systems 

Statistics  
For any queries or clarifications on the [15]data and statistics we
publish, please email [16][email address].  

Firms we regulate  
The Reserve Bank is the prudential regulator of banks, insurers, and
non-bank deposit takers (NBDTs).  

o [17]List of registered banks in New Zealand 
o [18]List of licensed insurers  
o [19]Register of licensed NBDTs 

Deposit Takers Act

The Deposit Takers Act will protect deposits through the Depositor
Compensation Scheme, and increase the stability of our financial system.
You can find more information on our [20]website. Sign up to our regular
newsletter [21]Deposit Takers News which you can subscribe to [22]here
under the Deposit Takers category.

Complaints about banks, insurers, and NBDTs 
If you have a complaint, please deal directly with your bank or insurer in
the first instance. You can also contact the [23]Banking Ombudsman,
the [24]Insurance and Financial Services Ombudsman, or the [25]Financial
Markets Authority. 

Looking for information about the strength of the financial system?  
Check out our [26]Bank Financial Strength Dashboard. You can also read our
regular assessments of the economy and the financial system: 

o [27]Monetary Policy Statement 
o [28]Financial Stability Report  

Please note that the Reserve Bank is not authorised to give legal or
financial advice. Please contact a lawyer or a financial adviser
instead.  

Kōrero – our speaking and engagement programme 
Reserve Bank staff meet and speak with a wide range of businesses,
industry forums, community groups, schools and universities. These
engagements are welcome opportunities to discuss topical issues and
policies, hear people’s experiences and answer questions.  

Please check out the [29]Kōrero webpage for more information on the
programme. To request a speaker, please email [30][email address].  

We’ll be in touch as soon as possible. 

Kind regards | Ngā mihi nui 

Reserve Bank of New Zealand – Te Pūtea Matua     

2 The Terrace, Wellington 6011. PO Box 2498, Wellington 6140         
 
T + 04 471 3660  

E [31][RBNZ request email]   W [32]rbnz.govt.nz  

 

 

 

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32. https://www.rbnz.govt.nz/

2/07/2024

 

 

Mason Helm

[1][FOI #27448 email]

 

Dear Mason

 

Official information request

Thank you for your official information request of 1/07/2024 for:

 

a) the PIA relating to the provision of Loan-Level data to the Reserve
Bank of New Zealand. This PIA contains discussion on why the data given
under a unique numerical identifier is not considered personal information
under the Privacy Act; and

 

b) any material held that indicates any processes, practices, or
procedures that allow the unique identifier to be de-anonymised (via a
name or other identifiable characteristic). This part of the request
includes internal or external request process (such as seeking further
data from a financial institution).

 

Part b may be answered by providing a list of processes rather than a
substantial response.

 

We will endeavour to respond to your request as soon as possible and in
any event no later than 29/07/2024, being 20 working days after the day of
your request. If we are unable to respond to your request by then, we will
notify you of an extension of that timeframe.

 

Charges for providing official information and publishing responses

The Official Information Act allows charges to be imposed for the
preparation of information that we send in response to requests. The
Reserve Bank is resourced to meet disclosure obligations for a reasonable
level of requests and generally will not impose charges for small, simple
or infrequent requests. Where the request is for information that requires
substantial collation, research and preparation work, and is chargeable,
we will work with you first to refine the request to a smaller scale or
scope that is less likely to involve charges.

 

Responses to official information requests are published on the Reserve
Bank’s website. We will confirm in our decision letter to you whether we
intend to publish our response to your request.

 

Further information about charges and publishing responses is available on
our website at
[2]www.rbnz.govt.nz/research-and-publications/official-information-requests.

 

 

Yours sincerely

 

Government and Industry Relations team

  Reserve Bank of New Zealand –
Te Pūtea Matua

2 The Terrace, Wellington 6011.  
PO Box 2498, Wellington 6140
[5][IMG] [6][IMG] [7][IMG] [8][IMG] [9][IMG]
E
[3][email address]  
W [4]rbnz.govt.nz

 

 

 

 

 

This message (and any files transmitted with it) are confidential and may
be legally privileged. If you are not the intended recipient please notify
the sender immediately and delete this message from your system.

This message does not necessarily reflect the views of the Reserve Bank of
New Zealand. If the recipient has any concerns about the content of this
message they should seek alternative confirmation from the Reserve Bank of
New Zealand.

References

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8. https://www.facebook.com/ReserveBankofNZ
9. https://www.instagram.com/reservebankofnz/

Dear Mason

 

Please see attached a response from the Reserve Bank of New Zealand – Te
Pūtea Matua to your request made under the Official Information Act 1982.

 

Regards

 

Government and Industry Relations

Reserve Bank of New Zealand – Te Pūtea Matua [3]Text Description
automatically generated
2 The Terrace, Wellington 6011. PO Box 2498,
Wellington 6140    

E [1][email address]   W
[2]rbnz.govt.nz

 

 

This message (and any files transmitted with it) are confidential and may
be legally privileged. If you are not the intended recipient please notify
the sender immediately and delete this message from your system.

This message does not necessarily reflect the views of the Reserve Bank of
New Zealand. If the recipient has any concerns about the content of this
message they should seek alternative confirmation from the Reserve Bank of
New Zealand.

References

Visible links
1. mailto:[email address]
2. https://www.rbnz.govt.nz/

Dear Mason

 

Thank you for your email about the RBNZ’s decision on your request made
under the Official Information Act 1982. We are assessing your further
request and will respond to you shortly.

 

Kind regards,

 

Ruth

 

 

From: M B <[1][FOI #27448 email]>
Sent: Monday, July 29, 2024 3:03 PM
To: Ministerial correspondence Mailbox <[2][email address]>
Subject: Re: OIA response

 

Dear Ministerial correspondence Mailbox,

Thank you for the response. Your reference to concerns for personal
information held by RBNZ appears to materially contribute to the refusal
of this request.

According to the information available on the RBNZ's website, the data in
question is anonymised. Anonymised information, by definition, should not
include information about an identifiable individual and therefore is not
"personal information" so should not raise issues related to personal data
security. If the data is indeed properly anonymised without the ability to
revert (the subject of this request), the concerns about personal
information are irrelevant.

Could you please reconsider this request? Perhaps partial disclosure of
the PIA is appropriate while still upholding any broader security
considerations.

Yours sincerely,
Mason.

-----Original Message-----

Dear Mason

 

Please see attached a response from the Reserve Bank of New Zealand – Te
Pūtea Matua to your request made under the Official Information Act 1982.

 

Regards

 

Government and Industry Relations

Reserve Bank of New Zealand – Te Pūtea Matua [3]Text Description
automatically generated
2 The Terrace, Wellington 6011. PO Box 2498,
Wellington 6140    

E [1][email address]   W
[2]rbnz.govt.nz

 

 

This message (and any files transmitted with it) are confidential and may
be legally privileged. If you are not the intended recipient please notify
the sender immediately and delete this message from your system.

This message does not necessarily reflect the views of the Reserve Bank of
New Zealand. If the recipient has any concerns about the content of this
message they should seek alternative confirmation from the Reserve Bank of
New Zealand.

References

Visible links
1. [3]mailto:[email address]
2. [4]https://www.rbnz.govt.nz/

-------------------------------------------------------------------
Please use this email address for all replies to this request:
[5][FOI #27448 email]

Disclaimer: This message and any reply that you make will be published on
the internet. Our privacy and copyright policies:
[6]https://fyi.org.nz/help/officers

If you find this service useful as an Official Information officer, please
ask your web manager to link to us from your organisation's OIA or LGOIMA
page.

-------------------------------------------------------------------

This message (and any files transmitted with it) are confidential and may
be legally privileged. If you are not the intended recipient please notify
the sender immediately and delete this message from your system.

This message does not necessarily reflect the views of the Reserve Bank of
New Zealand. If the recipient has any concerns about the content of this
message they should seek alternative confirmation from the Reserve Bank of
New Zealand.

References

Visible links
1. mailto:[FOI #27448 email]
2. mailto:[email address]
3. mailto:[email
4. https://www.rbnz.govt.nz/
5. mailto:[FOI #27448 email]
6. https://fyi.org.nz/help/officers

hide quoted sections

Dear Mason

 

Apologies for the delay responding to you.

 

We have given further consideration to your request and our decision
remains that section 9(2)(k) of the OIA applies.

 

To clarify, we are not withholding the information on the basis of privacy
where disclosure would result in the disclosure of personal information
(this is a different withholding ground under the OIA).  We are
withholding this information because it is necessary to prevent the
disclosure or use of official information for improper gain or improper
advantage.

 

The information that informs these assessments is sensitive and the misuse
of this information, if released (even in part), could open up RBNZ to
malicious attacks on our network and systems more generally (beyond the
specific data you have mentioned).

 

You continue to have the right to make a complaint to the Ombudsman should
you choose. More information on the complaints process is available at
www.ombudsman.parliament.nz

 

Yours sincerely

 

Government Relations

Reserve Bank of New Zealand – Te Pūtea [2]Text Description automatically
Matua generated

2 The Terrace, Wellington 6011. PO Box    
2498, Wellington 6140

W [1]rbnz.govt.nz

 

 

 

From: M B <[FOI #27448 email]>
Sent: Saturday, August 31, 2024 5:37 PM
To: Ministerial correspondence Mailbox <[email address]>
Subject: RE: OIA response

 

Dear Ministerial correspondence Mailbox,

I would like to enquire about the further response to the concerns raised.

Yours sincerely,
Mason.

-----Original Message-----

Dear Mason

 

Thank you for your email about the RBNZ’s decision on your request made
under the Official Information Act 1982. We are assessing your further
request and will respond to you shortly.

 

Kind regards,

 

Ruth

 

 

From: M B <[1][FOI #27448 email]>
Sent: Monday, July 29, 2024 3:03 PM
To: Ministerial correspondence Mailbox <[2][email address]>
Subject: Re: OIA response

 

Dear Ministerial correspondence Mailbox,

Thank you for the response. Your reference to concerns for personal
information held by RBNZ appears to materially contribute to the refusal
of this request.

According to the information available on the RBNZ's website, the data in
question is anonymised. Anonymised information, by definition, should not
include information about an identifiable individual and therefore is not
"personal information" so should not raise issues related to personal data
security. If the data is indeed properly anonymised without the ability to
revert (the subject of this request), the concerns about personal
information are irrelevant.

Could you please reconsider this request? Perhaps partial disclosure of
the PIA is appropriate while still upholding any broader security
considerations.

Yours sincerely,
Mason.

-------------------------------------------------------------------
Please use this email address for all replies to this request:
[3][FOI #27448 email]

Disclaimer: This message and any reply that you make will be published on
the internet. Our privacy and copyright policies:
[4]https://fyi.org.nz/help/officers

If you find this service useful as an Official Information officer, please
ask your web manager to link to us from your organisation's OIA or LGOIMA
page.

-------------------------------------------------------------------

This message (and any files transmitted with it) are confidential and may
be legally privileged. If you are not the intended recipient please notify
the sender immediately and delete this message from your system.

This message does not necessarily reflect the views of the Reserve Bank of
New Zealand. If the recipient has any concerns about the content of this
message they should seek alternative confirmation from the Reserve Bank of
New Zealand.

References

Visible links
1. https://www.rbnz.govt.nz/
3. mailto:[FOI #27448 email]
4. https://fyi.org.nz/help/officers

hide quoted sections