Impact of OCR rises on poverty levels in NZ
Brendon Mills made this Official Information request to Reserve Bank of New Zealand
The request was refused by Reserve Bank of New Zealand.
From: Brendon Mills
Dear Reserve Bank of New Zealand,
I would like to know if you have factored in the level of potential hardship on homeowners and renters inflicted as a result of successive lifting of the OCR, and as a concequence, increases to mortgage repayments.
Yours faithfully,
Brendon Mills
From: RBNZ Info
Reserve Bank of New Zealand
Kia ora,
Thank you for contacting the Reserve Bank of New Zealand - Te Pūtea
Matua.
Please note that this is an automatic reply to acknowledge that we have
received your email. We aim to respond to you in 7-14 working days. In the
meantime please read the below for our frequently asked questions.
Upcoming Monetary Policy Announcements
See all the Monetary Policy Announcement and Financial Stability Report
dates for 2022/2023 [1]here.
Money & Cash
* [2]Returning old or damaged currency
* [3]The Future of Cash
* [4]Security and counterfeit detection
* [5]Using images of currency
Banknote or coin suggestions
If your email is offering suggestions related to banknote or coin designs
then it will be kept for review as part of any future work in this area.
Who we are and what we do
We are kaitiaki (guardians) of New Zealand’s financial ecosystem, working
to fulfil our purpose of Toitu te Ōhanga, Toitu te Oranga (enabling the
prosperity and wellbeing of all New Zealanders). We deliver on our mandate
by:
* [6]Operating monetary policy to maintain low and stable inflation and
contribute to maximum sustainable employment
* [7]Promoting a sound and efficient financial system
* [8]Meeting the public’s cash needs
* [9]Overseeing effective payments systems
Statistics
For any queries or clarifications on the [10]data and statistics we
publish, please email [11][email address].
Firms we regulate
The Reserve Bank is the prudential regulator of banks, insurers, and
non-bank deposit takers (NBDTs).
* [12]List of registered banks in New Zealand
* [13]List of licensed insurers
* [14]Register of licensed NBDTs
Complaints about banks, insurers, and NBDTs
If you have a complaint, please deal directly with your bank or insurer in
the first instance. You can also contact the [15]Banking Ombudsman,
the [16]Insurance and Financial Services Ombudsman, or the [17]Financial
Markets Authority.
Looking for information about the strength of the financial system?
Check out our [18]Bank Financial Strength Dashboard. You can also read our
regular assessments of the economy and the financial system:
* [19]Monetary Policy Statement
* [20]Financial Stability Report
Please note that the Reserve Bank is not authorised to give legal or
financial advice. Please contact a lawyer or a financial adviser
instead.
Kōrero – our speaking and engagement programme
Reserve Bank staff meet and speak with a wide range of businesses,
industry forums, community groups, schools and universities. These
engagements are welcome opportunities to discuss topical issues and
policies, hear people’s experiences and answer questions.
Please check out the [21]Kōrero webpage for more information on the
programme. To request a speaker, please email [22][email address].
We’ll be in touch as soon as possible.
Kind regards | Ngā mihi nui
Reserve Bank of New Zealand – Te Pūtea Matua
2 The Terrace, Wellington 6011. PO Box 2498, Wellington 6140
T + 04 471 3660
E [23][RBNZ request email] W [24]rbnz.govt.nz
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22. mailto:[email address]
23. mailto:[RBNZ request email]
24. https://aus01.safelinks.protection.outlo...
From: RBNZ Info
Reserve Bank of New Zealand
Kia ora team,
The below email has come through for you guys
Tayne Elliott
Intern analyst – Tuputoa
Strategy and buisness performance
Reserve Bank of New Zealand –
Te Pūtea Matua [3]cid:image019.png@01D75622.D76B9DF0
2 The Terrace, Wellington 6011.
PO Box 2498, Wellington 6140
[4][IMG] [5][IMG] [6][IMG] [7][IMG] [8][IMG]
E[1][email address]
W [2]rbnz.govt.nz
From: Brendon Mills <[FYI request #21198 email]>
Sent: Wednesday, 23 November 2022 5:19 pm
To: RBNZ Info <[RBNZ request email]>
Subject: Official Information request - Impact of OCR rises on poverty
levels in NZ
Dear Reserve Bank of New Zealand,
I would like to know if you have factored in the level of potential
hardship on homeowners and renters inflicted as a result of successive
lifting of the OCR, and as a concequence, increases to mortgage
repayments.
Yours faithfully,
Brendon Mills
-------------------------------------------------------------------
This is an Official Information request made via the FYI website.
Please use this email address for all replies to this request:
[9][FYI request #21198 email]
Is [10][RBNZ request email] the wrong address for Official Information
requests to Reserve Bank of New Zealand? If so, please contact us using
this form:
[11]https://fyi.org.nz/change_request/new?bo...
Disclaimer: This message and any reply that you make will be published on
the internet. Our privacy and copyright policies:
[12]https://fyi.org.nz/help/officers
If you find this service useful as an Official Information officer, please
ask your web manager to link to us from your organisation's OIA or LGOIMA
page.
-------------------------------------------------------------------
References
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4. https://nz.linkedin.com/company/reserve-...
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9. mailto:[FYI request #21198 email]
10. mailto:[RBNZ request email]
11. https://aus01.safelinks.protection.outlo...
12. https://aus01.safelinks.protection.outlo...
From: Brendon Mills
Dear RBNZ Info,
Can we have an update on this request. Please be advise that increasing the OCR will plunge thousands of New Zealanders into hardship, and I need to see evidence that you have considered that.
I belive that the 0-2% inflation target is fundamentally unjust, and only leads to reduced wages and working condions, poor health and education services, and a limited welfare state. There was also no homlessness is NZ prior to the Reserve Bank Act 1989.
Yours sincerely,
Brendon Mills
From: RBNZ Info
Reserve Bank of New Zealand
Kia ora,
Thank you for contacting the Reserve Bank of New Zealand - Te Pūtea
Matua.
Please note that this is an automatic reply to acknowledge that we have
received your email. We aim to respond to you in 14-21 working days. In
the meantime please read the below for our frequently asked questions.
Upcoming Monetary Policy Announcements
See all the Monetary Policy Announcement and Financial Stability Report
dates for 2023/2024 [1]here.
Money & Cash
* [2]Returning old or damaged currency
* [3]The Future of Cash
* [4]Security and counterfeit detection
* [5]Using images of currency
Banknote or coin suggestions
If your email is offering suggestions related to banknote or coin designs
then it will be kept for review as part of any future work in this area.
Who we are and what we do
We are kaitiaki (guardians) of New Zealand’s financial ecosystem, working
to fulfil our purpose of Toitu te Ōhanga, Toitu te Oranga (enabling the
prosperity and wellbeing of all New Zealanders). We deliver on our mandate
by:
o [6]Operating monetary policy to maintain low and stable inflation and
contribute to maximum sustainable employment
o [7]Promoting a sound and efficient financial system
o [8]Meeting the public’s cash needs
o [9]Overseeing effective payments systems
Statistics
For any queries or clarifications on the [10]data and statistics we
publish, please email [11][email address].
Firms we regulate
The Reserve Bank is the prudential regulator of banks, insurers, and
non-bank deposit takers (NBDTs).
o [12]List of registered banks in New Zealand
o [13]List of licensed insurers
o [14]Register of licensed NBDTs
Complaints about banks, insurers, and NBDTs
If you have a complaint, please deal directly with your bank or insurer in
the first instance. You can also contact the [15]Banking Ombudsman,
the [16]Insurance and Financial Services Ombudsman, or the [17]Financial
Markets Authority.
Looking for information about the strength of the financial system?
Check out our [18]Bank Financial Strength Dashboard. You can also read our
regular assessments of the economy and the financial system:
o [19]Monetary Policy Statement
o [20]Financial Stability Report
Please note that the Reserve Bank is not authorised to give legal or
financial advice. Please contact a lawyer or a financial adviser
instead.
Kōrero – our speaking and engagement programme
Reserve Bank staff meet and speak with a wide range of businesses,
industry forums, community groups, schools and universities. These
engagements are welcome opportunities to discuss topical issues and
policies, hear people’s experiences and answer questions.
Please check out the [21]Kōrero webpage for more information on the
programme. To request a speaker, please email [22][email address].
We’ll be in touch as soon as possible.
Kia ora,
Thank you for contacting the Reserve Bank of New Zealand - Te Pūtea
Matua.
Please note that we are operating with a reduced team during the Christmas
and New Year period. We will aim to respond to you as soon as possible in
early 2023. In the meantime please read our frequently asked
questions below.
Upcoming Monetary Policy Announcements
See all the Monetary Policy Announcement and Financial Stability Report
dates for 2023/2024 [23]here.
Money & Cash
* [24]Returning old or damaged currency
* [25]The Future of Cash
* [26]Security and counterfeit detection
* [27]Using images of currency
Banknote or coin suggestions
If your email is offering suggestions related to banknote or coin designs
then it will be kept for review as part of any future work in this area.
Who we are and what we do
We are kaitiaki (guardians) of New Zealand’s financial ecosystem, working
to fulfil our purpose of Toitu te Ōhanga, Toitu te Oranga (enabling the
prosperity and wellbeing of all New Zealanders). We deliver on our mandate
by:
o [28]Operating monetary policy to maintain low and stable inflation and
contribute to maximum sustainable employment
o [29]Promoting a sound and efficient financial system
o [30]Meeting the public’s cash needs
o [31]Overseeing effective payments systems
Statistics
For any queries or clarifications on the [32]data and statistics we
publish, please email [33][email address].
Firms we regulate
The Reserve Bank is the prudential regulator of banks, insurers, and
non-bank deposit takers (NBDTs).
o [34]List of registered banks in New Zealand
o [35]List of licensed insurers
o [36]Register of licensed NBDTs
Complaints about banks, insurers, and NBDTs
If you have a complaint, please deal directly with your bank or insurer in
the first instance. You can also contact the [37]Banking Ombudsman,
the [38]Insurance and Financial Services Ombudsman, or the [39]Financial
Markets Authority.
Looking for information about the strength of the financial system?
Check out our [40]Bank Financial Strength Dashboard. You can also read our
regular assessments of the economy and the financial system:
o [41]Monetary Policy Statement
o [42]Financial Stability Report
Please note that the Reserve Bank is not authorised to give legal or
financial advice. Please contact a lawyer or a financial adviser
instead.
Kōrero – our speaking and engagement programme
Reserve Bank staff meet and speak with a wide range of businesses,
industry forums, community groups, schools and universities. These
engagements are welcome opportunities to discuss topical issues and
policies, hear people’s experiences and answer questions.
Please check out the [43]Kōrero webpage for more information on the
programme. To request a speaker, please email [44][email address].
We’ll be in touch as soon as possible.
Kind regards | Ngā mihi nui
Reserve Bank of New Zealand – Te Pūtea Matua
2 The Terrace, Wellington 6011. PO Box 2498, Wellington 6140
T + 04 471 3660
E [45][RBNZ request email] W [46]rbnz.govt.nz
References
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From: RBNZ Info
Reserve Bank of New Zealand
Kia ora Brendon,
Could you please confirm you are getting this email?
Thank you,
Georgina
Communications
Reserve Bank of
New Zealand –
Te Pūtea Matua
[2]cid:image019.png@01D75622.D76B9DF0
2 The Terrace,
Wellington
6011. PO Box
2498, [3]cid:image002.png@01D7EA7F.155299C0 [4]cid:image003.png@01D7EA7F.155299C0 [5]cid:image004.png@01D7EA7F.155299C0 [6]cid:image005.png@01D7EA7F.155299C0 [7]cid:image006.png@01D7EA7F.155299C0
Wellington 6140
W
[1]rbnz.govt.nz
From: Brendon Mills <[FOI #21198 email]>
Sent: Wednesday, 8 March 2023 10:34 am
To: RBNZ Info <[RBNZ request email]>
Subject: RE: Official Information request - Impact of OCR rises on poverty
levels in NZ
Dear RBNZ Info,
Can we have an update on this request. Please be advise that increasing
the OCR will plunge thousands of New Zealanders into hardship, and I need
to see evidence that you have considered that.
I belive that the 0-2% inflation target is fundamentally unjust, and only
leads to reduced wages and working condions, poor health and education
services, and a limited welfare state. There was also no homlessness is NZ
prior to the Reserve Bank Act 1989.
Yours sincerely,
Brendon Mills
-----Original Message-----
Kia ora team,
The below email has come through for you guys
Tayne Elliott
Intern analyst – Tuputoa
Strategy and buisness performance
Reserve Bank of New Zealand –
Te Pūtea Matua [3][8]cid:image019.png@01D75622.D76B9DF0
2 The Terrace, Wellington 6011.
PO Box 2498, Wellington 6140
[4][IMG] [5][IMG] [6][IMG] [7][IMG] [8][IMG]
E[1][email address]
W [2]rbnz.govt.nz
From: Brendon Mills <[FYI request #21198 email]>
Sent: Wednesday, 23 November 2022 5:19 pm
To: RBNZ Info <[RBNZ request email]>
Subject: Official Information request - Impact of OCR rises on poverty
levels in NZ
Dear Reserve Bank of New Zealand,
I would like to know if you have factored in the level of potential
hardship on homeowners and renters inflicted as a result of successive
lifting of the OCR, and as a concequence, increases to mortgage
repayments.
Yours faithfully,
Brendon Mills
-------------------------------------------------------------------
This is an Official Information request made via the FYI website.
Please use this email address for all replies to this request:
[9][FYI request #21198 email]
Is [10][RBNZ request email] the wrong address for Official Information
requests to Reserve Bank of New Zealand? If so, please contact us using
this form:
[11][9]https://fyi.org.nz/change_request/new?bo...
Disclaimer: This message and any reply that you make will be published on
the internet. Our privacy and copyright policies:
[12][10]https://fyi.org.nz/help/officers
If you find this service useful as an Official Information officer, please
ask your web manager to link to us from your organisation's OIA or LGOIMA
page.
-------------------------------------------------------------------
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2. [12]https://www.rbnz.govt.nz/
4. [13]https://nz.linkedin.com/company/reserve-...
5. [14]https://twitter.com/reservebankofnz
6. [15]https://www.youtube.com/user/reservebank...
7. [16]https://www.facebook.com/ReserveBankofNZ
8. [17]https://www.instagram.com/reservebankofnz/
9. [18]mailto:[FYI request #21198 email]
10. [19]mailto:[RBNZ request email]
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[20]https://aus01.safelinks.protection.outlo...
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[21]https://aus01.safelinks.protection.outlo...
-------------------------------------------------------------------
Please use this email address for all replies to this request:
[22][FOI #21198 email]
Disclaimer: This message and any reply that you make will be published on
the internet. Our privacy and copyright policies:
[23]https://fyi.org.nz/help/officers
If you find this service useful as an Official Information officer, please
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-------------------------------------------------------------------
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hide quoted sections
From: RBNZ Info
Reserve Bank of New Zealand
Kia ora Brendon,
Thank you for reaching out to the RBNZ.
Unfortunately we are unable to process your requests as an OIA as it does
not fit the criteria. Instead I will be processing your questions as a
query though our general enquires inbox ([1][email address]).
In our remit we are directed to keep future annual inflation between 1 and
3 percent over the medium term, with a focus on keeping future inflation
near the 2 percent midpoint. This target will be defined in terms of the
All Groups Consumers Price Index, as published by Statistics New Zealand.
Please read our full remit here:
[2]https://www.rbnz.govt.nz/-/media/project...
I also believe reading our February Monetary Policy Statement (MPS) will
be of use to you as it outlines our reasons behind the OCR change and
talks about wage adjustments in chapter 4. You can read it here:
[3]https://www.rbnz.govt.nz/hub/-/media/pro...
You may also find our work with improving Māori Access to Capital
interesting. Last year we published an interest paper which outlines some
of the factors that may act as barriers between Māori and specific forms
of capital in the financial system and identifies potential pathways.
Please find the issues paper here:
[4]https://www.rbnz.govt.nz/-/media/project...
Kind regards,
Georgina
Communications
Reserve Bank of
New Zealand –
Te Pūtea Matua
[6]cid:image019.png@01D75622.D76B9DF0
2 The Terrace,
Wellington
6011. PO Box
2498, [7]cid:image002.png@01D7EA7F.155299C0 [8]cid:image003.png@01D7EA7F.155299C0 [9]cid:image004.png@01D7EA7F.155299C0 [10]cid:image005.png@01D7EA7F.155299C0 [11]cid:image006.png@01D7EA7F.155299C0
Wellington 6140
W
[5]rbnz.govt.nz
From: Brendon Mills <[FOI #21198 email]>
Sent: Wednesday, 8 March 2023 10:34 am
To: RBNZ Info <[RBNZ request email]>
Subject: RE: Official Information request - Impact of OCR rises on poverty
levels in NZ
Dear RBNZ Info,
Can we have an update on this request. Please be advise that increasing
the OCR will plunge thousands of New Zealanders into hardship, and I need
to see evidence that you have considered that.
I belive that the 0-2% inflation target is fundamentally unjust, and only
leads to reduced wages and working condions, poor health and education
services, and a limited welfare state. There was also no homlessness is NZ
prior to the Reserve Bank Act 1989.
Yours sincerely,
Brendon Mills
-----Original Message-----
Kia ora team,
The below email has come through for you guys
Tayne Elliott
Intern analyst – Tuputoa
Strategy and buisness performance
Reserve Bank of New Zealand –
Te Pūtea Matua [3][12]cid:image019.png@01D75622.D76B9DF0
2 The Terrace, Wellington 6011.
PO Box 2498, Wellington 6140
[4][IMG] [5][IMG] [6][IMG] [7][IMG] [8][IMG]
E[1][email address]
W [2]rbnz.govt.nz
From: Brendon Mills <[FYI request #21198 email]>
Sent: Wednesday, 23 November 2022 5:19 pm
To: RBNZ Info <[RBNZ request email]>
Subject: Official Information request - Impact of OCR rises on poverty
levels in NZ
Dear Reserve Bank of New Zealand,
I would like to know if you have factored in the level of potential
hardship on homeowners and renters inflicted as a result of successive
lifting of the OCR, and as a concequence, increases to mortgage
repayments.
Yours faithfully,
Brendon Mills
-------------------------------------------------------------------
This is an Official Information request made via the FYI website.
Please use this email address for all replies to this request:
[9][FYI request #21198 email]
Is [10][RBNZ request email] the wrong address for Official Information
requests to Reserve Bank of New Zealand? If so, please contact us using
this form:
[11][13]https://fyi.org.nz/change_request/new?bo...
Disclaimer: This message and any reply that you make will be published on
the internet. Our privacy and copyright policies:
[12][14]https://fyi.org.nz/help/officers
If you find this service useful as an Official Information officer, please
ask your web manager to link to us from your organisation's OIA or LGOIMA
page.
-------------------------------------------------------------------
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-------------------------------------------------------------------
Please use this email address for all replies to this request:
[26][FOI #21198 email]
Disclaimer: This message and any reply that you make will be published on
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[27]https://fyi.org.nz/help/officers
If you find this service useful as an Official Information officer, please
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page.
-------------------------------------------------------------------
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9. https://aus01.safelinks.protection.outlo...
10. https://aus01.safelinks.protection.outlo...
11. https://aus01.safelinks.protection.outlo...
12. file:///tmp/cid:image019.png@01D75622.D76B9DF0
13. https://aus01.safelinks.protection.outlo...
14. https://aus01.safelinks.protection.outlo...
15. mailto:[email
16. https://aus01.safelinks.protection.outlo...
17. https://aus01.safelinks.protection.outlo...
18. https://aus01.safelinks.protection.outlo...
19. https://aus01.safelinks.protection.outlo...
20. https://aus01.safelinks.protection.outlo...
21. https://aus01.safelinks.protection.outlo...
22. mailto:[fyi
23. mailto:[rbnz
24. https://aus01.safelinks.protection.outlo...
25. https://aus01.safelinks.protection.outlo...
26. mailto:[FOI #21198 email]
27. https://aus01.safelinks.protection.outlo...
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