That was totally not categorical.

Do you think people are so naive to believe that such a rich family that currently digs oil illegally on illegally occupied Golan height in Syria (according to UN), annexed by the Israelis has no influence on Australian and New Zealand banking rates.

The only difference between middle-east and western countries (western countries include NATO and Australiasia), is in the west they use legal or pseudo legal but still immoral means whereas in the middle east it's totally illegal as they utilise the chaos brought about about by Israeli's atrocities (human right breaches, genocides etc.) and western media censorship in this area regarding Israel's crimes to get away with it.

A categorical answer would have been all you said plus all the other ways that foreign and national investors and NATO banking politics obviously affects Australian and New Zealand banking to keep the status quo. Let us not forget that New Zealand is an English colony with most of its early settlers coming from middle or high class in England as they were mostly Protestants and educated. It is no secret that New Zealand has enjoyed a prosperous economy from this connection as there are many countries in Africa and Asia that have way more resources but don't enjoy the same quality of life, I wonder why? In conclusion the reserve bank in New Zealand is affected by rich New Zealanders who put most of their lot in big corporations like BlackRock and Vanguard both of which Rothschilds have shares in.

But then again, where we so naive to get a banker to answer such a question LOL.

But it was useful and shows the level of ignorance of a lot of Bank staff and or pure deception the banks propagate. No other choice apart from these two, both are not good enough and are huge red flags for any sane individual.