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Dear James

 

Thank you for your request under the Official Information Act.  

 

We will respond within the 20-day statutory timeframe.  You can expect to
receive a response no later than 07 March 2025.

 

Your reference number is 25OIA1928.   

 

Kind regards  
Governance and Ministerial Services | Inland Revenue - Te Tari Taake

 

 

 

From: James Webb <[FOI #29988 email]>
Sent: Friday, 7 February 2025 11:05 am
To: oia <[IRD request email]>
Subject: 25OIA1928 Request Webb

 

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Dear Inland Revenue Department,

 

What was the average amount of time it took for student to pay off their
loan in 2005, 2010, 2015, 2020 and 2024?

 

How many borrowers paid back their loans in the above years compared to
the active number of borrowers at the time?

 

Please provide the average time it took in the above years to pay back
loans for each tertiary institution type eg. university, polytechnic,
private, two different types.

 

If possible, please provide the average time taken by qualification level
eg. certificate, diploma, Bachelor’s, etc.

 

What is the the average time for students to pay off their loan when they
have not borrowed any student living costs compared to any student living
costs borrowed?

 

What is the average student living cost borrowed by students in the above
years?

 

What was the average tuition cost in the above years?

 

What was the average amount collected from wages in the above years?
Please note where any policy changes were made that would affect these
numbers eg. Interest free loans, threshold changes.

 

Yours faithfully,

 

James Webb

 

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[IN CONFIDENCE RELEASE EXTERNAL]

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Kia ora James 

 

Thank you for your request made under the Official Information Act 1982
(OIA), received 7 February 2025. You requested:

 

1. What was the average amount of time it took for student to pay off
their loan in 2005, 2010, 2015, 2020 and 2024?

2. How many borrowers paid back their loans in the above years compared to
the active number of borrowers at the time?

3. Please provide the average time it took in the above years to pay back
loans for each tertiary institution type eg. university, polytechnic,
private, two different types.

4. If possible, please provide the average time taken by qualification
level eg. certificate, diploma, Bachelor’s, etc.

5. What is the the average time for students to pay off their loan when
they have not borrowed any student living costs compared to any student
living costs borrowed?

6. What is the average student living cost borrowed by students in the
above years?

7. What was the average tuition cost in the above years?

8. What was the average amount collected from wages in the above years?
Please note where any policy changes were made that would affect these
numbers eg. Interest free loans, threshold changes.

 

We are seeking clarification of your request. 

 

Question 1 – We are interested in understanding the approach you would
like us to take on this question. The student loan annual report (linked
below) reports on the median amount of time taken to re-pay their loan,
but bases this on those borrowers who have finished studying in those
years (ie, had no new loans in the subsequent year) and when they had a $0
loan balance. We would not be able to provide information for the 2024
year as we do not have that information yet.

 

Questions 2 and 8 - The information requested in questions 2 and 8 can be
found in our Student Loan Annual reports here: [1]Student Loan Scheme
Annual Reports | Education Counts Can you please respond with confirmation
that you wish to withdraw this portion of your request. If you do not
withdraw, we will have to consider refusing this part of your request
under section 18(d) of the OIA, which applies when the information is
publicly available.  

 

Questions 3 – 7 – These questions are more closely related to the
functions of the Ministry of Education (MOE), Inland Revenue is currently
consulting with MOE to determine if we can transfer these questions to
them, for response.

 

We look forward to hearing from you as soon as possible so that we can
provide you with a timely response.

 

Please note that as per section 15 (1AA) of the OIA, if a request is
amended or clarified after the date on which it is received, Inland
Revenue may treat the amended or clarified request as a new request for
the purpose of calculating the maximum statutory timeframe for response.

 

 

Ngâ mihi

Leilana

Governance and Ministerial Services | Inland Revenue - Te Tari Taake

 

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Tena koe James,

 

Please see attached Inland Revenue’s letter advising of the partial
transfer of your Official Information Act request received on 7 February
2025, to The Ministry of education.

 

 

Ngâ mihi

Leilana

Governance and Ministerial Services | Inland Revenue - Te Tari Taake

 

This email and any attachment may contain confidential information. If you
have received this email or any attachment in error, please delete the
email / attachment, and notify the sender. Please do not copy, disclose or
use the email, any attachment, or any information contained in them.
Consider the environment before deciding to print: avoid printing if you
can, or consider printing double-sided. Visit us online at ird.govt.nz

Kia ora James

 

Thank you for the information request attached, that was part transferred
to the Ministry on 20 February 2025. The Ministry will consider and
respond to your request in accordance with the Official Information Act
1982 (the Act).

 

Under section 15(1) of the Act, we are required to make and inform you of
our decision on your request as soon as reasonably practicable and in any
case not later than 20 working days after the day on which your request is
received. You can therefore expect to receive our decision on your request
on or before 20 March 2025. If more than 20 working days are needed due to
the potential workload and/or consultations involved in answering your
request, we will notify you accordingly.

 

The Ministry may publicly release on our website the response to your
request five days after you have received it. Any personal information
will be removed.

 

In the interim, if you have any questions about your request, please email
[1][email address]

 

Ngā mihi

 

Enquiries National Team | Te Tāhuhu o te Mātauranga | Ministry of
Education | TW

[2]education.govt.nz

We shape an education system that delivers equitable and excellent
outcomes
He mea tārai e mātou te mātauranga kia rangatira ai, kia mana taurite ai
ōna huanga
[3]Te TD huhu o te MD tauranga

 

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